The question the financial guru posed at a ScotiaMcLeod retirement symposium, was this: "True or false ... sexual activity naturally declines with age."

These aging boomers were listening to Barry LaValley tell them how to redefine retirement in a world where retirement is changing and what to expect when they finally kiss the boss goodbye.

The answer? "False," said LaValley, explaining that a healthy sex life reflects good health, and good health -- more than money -- defines a good retirement.

LaValley's workshop also startled some with eye-opening revelations, such as: True or false: The average age that a woman first becomes a widow in Canada is 69.

And that spousal relationships don't strengthen in retirement. In fact, 70% of self-employed who retire, return to the workforce. Why? "Their spouse kicks them out," said LaValley.

The bottom line is most couples will plan financially for retirement, and no, LaValley explained, they don't need 75% of last year's income in their first year of retirement. However, many will blow big bucks in the first three years, he said.

n Is your home your retirement palace? Some people want to live out their lives in their matrimonial home, others may want to downsize, move to a retirement community or be closer to family.

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